When I returned home and went to my room, my housemates were telling me to get my phone. Whew, crises averted; e.g., getting a new phone, paying Verizon for a new phone (do not like spending money, when I really don't need to). Is set alarms on my phone: WAKE UP, Lunch, Dinner, Bed time. I have a very poor chronological memory, trouble multi-tasking, quite distractible; but I have a very good visual verbal memory (book-learning) All are getting better, but they take effort and precious brainspace. As such, I rely on my phone for prompting and other schedule-type endeavors. 'We have the technology.'
I started it in Grad school to schedule MBA-concomitant study activities. But as is the story with many an highly educated individual, the ingrained and ensconced information is readily available, but deviations to set patterns are difficult to cope with.
It would have been a strike at the very foundation of my psyche, my confidence, nevermind the trust of others that would be sullied. If I cannot care for the portal to my communication, what else am I incapable of overseeing? I am not yet to the point of asking, "Who is John Galt," Like Sisyphus, I still must push the boulder.
I feel now is the time to fish or cut bait, and I'm too young to do the latter.
Echoing Bon Jovi: "...It's now or never, I ain't gonna live forever. I'm just gonna live while I'm alive... It's my life."
I've instead become interested in stocks (both foreign and domestic), preferred stocks, baby bonds, bond funds (both foreign and municipal).
Holding common stocks as a foundational base is good. Foreign stocks, because I'd rather receive income from abroad than the reverse (better to own more of their stuff than they own of yours). Whenever possible, it's good to reinvest the dividends automatically. No transaction fees.
Preferred stocks can be called (redeemed) after a certain period of time at a set price (usually $25). They pay bond-like, constant dividends in the meantime. They don't have ownership voting rights, but that is offset with a larger, more dependable dividend. The trick to preferred stocks is buying them below the call price, that way everything you get is gravy.nds directlynds directly
Like preferred stocks, some baby bonds are callable (usually $25) But unlike preferred stock, baby bonds have maturity dates.
Bond funds offer a basket of bonds with different maturities; so, the maturity risk is mitigated. Like stocks, if the dividends are reinvested, bond funds can provide a stable foundry to a portfolio. I diversify my portfolio even further by having both global/international and AZ municipals from multiple companies.
I like to utilize these tools to craft my portfolio. Ensures that it remains not boring. I'm nowhere near the 'set it and forget it' stage of my life yet.
I just took delivery of my gum order from Amazon.com.
I scheduled 4 boxes/month, WAY TO MANY; so, I tried to change it to one box per month. The system wouldn't let me, read no fewer than 2.
So, using my hard scrabbled university logic, I set the order to two boxes. However, I set the delivery to every 2 months. Averages to one per month. BOOM.
I enjoy besting the machine.