Efficiencies and Discounts, Foreseen and Achieved, Soon to be Exploited

Awhile back I applied for and yesterday I received a Target Red Debit Card.  Weekly after I lift weights, my Right Hand Man and I shop at Target (higher class than WalMart).   The card gives me 5% discounts at Target stores and, also free 2-day shipping.  Win-Win-Win.

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